Conventional
The go-to purchase loan for primary homes, second homes, and investment properties.
Learn about Conventional →Buy a home · Miami, Palmetto Bay & Florida
Buying a home in Florida? Let’s get you started.
From Miami and Palmetto Bay to anywhere in Florida, we help buyers find the right loan, understand every step, and get to closing with a real person on their side. No teaser rates, just clear answers for your scenario.
Rather talk first? Call a real person at (786) 214-0082 · Open 8am to 8pm daily
Loan options
Find the loan that fits your purchase.
These are the purchase loans we help buyers explore most. Tap any option to learn more on our Loan Programs page. Eligibility depends on your situation, documentation, and underwriting. Not every applicant will qualify.
FHA
A path for first time buyers and buyers who need more flexible credit guidelines.
Learn about FHA →VA
For eligible veterans and active duty service members.
Learn about VA →Jumbo
Financing for homes priced above conforming loan limits.
Learn about Jumbo →Renovation
Buying a home that needs work? Ask us about financing that can include improvements.
See loan programs →USDA
For eligible buyers in designated rural and suburban areas. Not every address qualifies.
Learn about USDA →How the process works
From documents to keys, one step at a time.
01
Documentation
We start by verifying a few key documents so your file is ready to move.
02
Appraisal
The appraisal helps confirm the home you’re buying is worth the price being offered.
03
Initial underwriting
The underwriter verifies that all of your information is accurate and authentic.
04
Conditional approval
The underwriter approves your loan, subject to certain conditions.
05
Clear to close
The underwriter confirms every document has been provided and every condition has been met.
06
Closing
You sign the final documents and get the keys to your new home.
Payment calculator
Estimate a monthly payment.
Type in a loan amount, an interest rate, and a term to see an estimated monthly payment. You can also add property taxes, homeowners insurance, and HOA dues if you have them. It’s a starting point for the conversation, not a quote.
Estimated monthly principal and interest
Enter your numbers above
This estimate includes principal and interest, plus any property taxes, homeowners insurance, and HOA dues you enter. Those three fields are optional. It does not include mortgage insurance, and it does not use live rates. It is an estimate only, not a loan offer or a commitment to lend, and it is not an APR. Actual payments may differ. Not all applicants will qualify.
Let’s get started.
Ready to buy?
Start your preapproval when you’re ready, or call and talk it through first. No obligation.
Get Preapproved →
or call (786) 214-0082 · Contact us